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Optimal Finance Daily: Best Of Personal Finance | Minimalism | Investing Money

Why bother searching for the best blogs about personal finance when it can be found and read for you? Think of Optimal Finance Daily as an audioblog or blogcast. Optimal Finance Daily is a podcast created for those looking to improve their financial lives one step at a time: lifelong learners and life optimizers. We bring you the best content from blogs and other resources and read it to you, so that you don't have to waste your time finding and reading blogs yourself--listen during your commute, workout, regular routines, or during your down time 7 days a week and improve your life one step at a time. Each episode brings you a reading from a popular blog post or resource--practical and actionable information that has been proven to be worthy of large audiences. Current sites and authors include: IWillTeachYouToBeRich.com - Ramit Sethi MrMoneyMustache.com - Mr. Money Mustache ZenHabits.net - Leo Babauta TheMinimalists.com - Joshua Fields Millburn and Ryan Nicodemus StevePavlina.com - Steve Pavlina BlondeOnABudget.ca - Cait Flanders BudgetsAreSexy.com - J. Money EarlyRetirementExtreme.com - Jacob Lund Fisker BecomingMinimalist.com - Joshua Becker BeMoreWithLess.com - Courtney Carver and more being added! Subscribe now--your optimal life awaits! *Optimal Finance Daily has received permission from the original authors to read content on this show.
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Now displaying: April, 2016
Apr 29, 2016

Retiring early can have a huge positive impact on how much you pay in taxes. Check out this post from Mr. Money Mustache!

Episode 045: The Lovely Low Taxes of Early Retirement by Mr. Money Mustache (How to Have a Low Tax Rate & Pay Less in Taxes).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2012/06/04/the-lovely-low-taxes-of-early-retirement

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Apr 28, 2016

Cait has some tips on creating a positive relationship with your money.

Episode 44: How to Create a Positive Relationship With Your Money by Cait Flanders of Blonde On A Budget (Personal Money Matters).

Cait Flanders started Blonde on a Budget to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.

The original post is located here: http://blondeonabudget.ca/2013/11/27/how-to-create-a-positive-relationship-with-your-money

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Apr 27, 2016

Making money comes with some less-than-optimal consequences. Hear Steve Pavlina's perspective on it.

Episode 43: The Dark Side of Financial Abundance by Steve Pavlina (The Fear of Having Too Much Money and BiggerPockets).

Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows.

The original post is located here: http://www.stevepavlina.com/blog/2007/01/the-dark-side-of-financial-abundance

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Apr 26, 2016

J.D. Roth has some tips on financial recovery--a guest post from IWillTeachYouToBeRich.com.

Episode 42: Don't Panic! Recovering from Financial Mistakes and Setbacks by J.D. Roth with I Will Teach You To Be Rich.

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/dont-panic-recovering-from-financial-mistakes-and-setbacks

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Apr 25, 2016

BeMoreWithLess.com's Courtney Carver has tips for how you can have enough money and things.

Episode 41: 10 Ways You Can Have Enough Money and Stuff by Courtney Carver of Be More With Less (How to Spend Less Money).

After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.
She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.
Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.

The original post is located here: http://bemorewithless.com/10-ways-you-can-have-enough-money-and-stuff

Book mentioned in this post: Your Money or Your Life

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Apr 22, 2016

Leo Babauta of Zen Habits has tips to improve your credit score, but might not follow them himself.

Episode 40: How to Get Your Credit Score Up and How Not to Care by Leo Babauta of ZenHabits.net (A Minimalist Approach to Credit).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: http://zenhabits.net/how-to-get-your-credit-score-up-and-how-not-to-care

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Apr 21, 2016

Part 2 of Joshua Fields Millburn's story of going debt free.

Episode 39: Debt Free - Part 2 by Joshua Fields Millburn of The Minimalists (A Story of Transformation - Consumerism to Minimalism).

Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana.

The original post is located here: http://www.theminimalists.com/debt

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Apr 20, 2016

Part 1 of Joshua Fields Millburn's story of being debt free.

Episode 38: Debt Free - Part 1 by Joshua Fields Millburn of The Minimalists (Minimalism and Getting Out of Debt & Financial Trouble).

Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana.

The original post is located here: http://www.theminimalists.com/debt

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Apr 19, 2016

Hear how minimalism and frugality make the perfect combination from "The Frugal Babe," who guest posted on BecomingMinimalist.com.

Episode 37: Minimalism and Frugality - A Perfect Combination by The Frugal Babe with Becoming Minimalist (Hear HerMoney Story).

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: http://www.becomingminimalist.com/minimalism-and-frugality-a-perfect-combination

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Apr 18, 2016

J. Money of BudgetsAreSexy.com questions if a minimalistic lifestyle is possible. Hear his thoughts!

Episode 36: Living the Minimalist Lifestyle - Is it Possible by J. Money of BudgetsAreSexy.com (Minimalism & Lifestyle Design).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/2009/08/living-minimalist-lifestyle-is-it

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Apr 15, 2016

Leo Babauta of Zen Habits shows exactly how he saves thousands of dollars every year with basic cutbacks.

Episode 35: How I Save Money by Leo Babauta of Zen Habits (Talking About Quick and Dirty Tips for the Rest of Us for a Richer Life).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: http://zenhabits.net/how-i-save-money

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Apr 14, 2016

How just ten bucks can make a massive impact on your life! Check out this blog post from Mr. Money Mustache.

Episode 34: A Millionaire is Made Ten Bucks at a Time by Mr. Money Mustache of MrMoneyMustache.com (Frugality & Minimalism).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2011/08/01/a-millionaire-is-made-ten-bucks-at-a-time

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Apr 13, 2016

What is all this talk about passive income? Steve Pavlina tells us all about it.

Episode 33: What Is Passive Income by Steve Pavlina of StevePavlina.com (A Smart Way to Make Money? And Is It For Lazy People?).

Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows.

The original post is located here: http://www.stevepavlina.com/blog/2012/04/what-is-passive-income

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Apr 12, 2016

See how Cait does her monthly budget.. Plus, you can get an automated Excel spreadsheet for free!

Episode 32: How I Write My Monthly Budgets by Cait Flanders of BlondeOnABudget.ca (Free Budgeting Excel Spreadsheet Included).

Cait Flanders started Blonde on a Budget to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.

The original post is located here: http://blondeonabudget.ca/2013/10/07/how-i-write-my-monthly-budgets

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Apr 11, 2016

Where do our money problems stem from? Hear Joshua Becker's solution!

Episode 31: A Practical Solution to (Almost) All Your Money Problems by Joshua Becker of Becoming Minimalist.

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: http://www.becomingminimalist.com/a-practical-solution-to-almost-all-your-money-problems

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Apr 8, 2016

Jacob Lund Fisker of EarlyRetirementExtreme.com retired at age 33! This is part 3 of his remarkable story.

Episode 30: How I Became Financially Independent in 5 Years - Part 3 by Jacob Lund Fisker of Early Retirement Extreme.

Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.

The original post is located here: http://earlyretirementextreme.com/how-i-became-financially-independent-in-5-years-part-iii.html

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Apr 7, 2016

Jacob Lund Fisker of EarlyRetirementExtreme.com retired at age 33! This is part 2 of his remarkable story.

Episode 29: How I Became Financially Independent in 5 Years - Part 2 by Jacob Lund Fisker of Early Retirement Extreme.

Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.

The original post is located here: http://earlyretirementextreme.com/how-i-became-financially-independent-in-5-years-part-ii.html

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Apr 6, 2016

Jacob Lund Fisker of EarlyRetirementExtreme.com retired at age 33! This is part 1 of his remarkable story.

Episode 28: How I Became Financially Independent in 5 Years - Part 1 by Jacob Lund Fisker of Early Retirement Extreme.

Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.

The original post is located here: http://earlyretirementextreme.com/how-i-became-financially-independent-in-5-years-part-i.html

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Apr 5, 2016

When trying to make a living, is it always bad to splurge on luxury? Frugal living says so, but Ramit Sethi might have a different opinion.

Episode 27: This Hamburger Costs $250. WTF? by Ramit Sethi of IWillTeachYouToBeRich.com (Is it Always Bad to Splurge on Luxury?).

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/this-hamburger-costs-250-wtf

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Apr 4, 2016

Featuring 2 posts today: why minimalism doesn't ruin the economy and red flags for your finances.

Episode 26: Stimulate the Economy Like a Minimalist & 11 Signs You Might Be Broke by Joshua Fields Millburn & Ryan Nicodemus.

Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana.

The original posts are located here:
http://www.theminimalists.com/economy
http://www.theminimalists.com/broke

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Apr 1, 2016

J. Money of BudgetsAreSexy.com poses an interesting question that will make you rethink your finances.

Episode 25: Would You Rather... Cash vs. Debt Edition by J. Money of Budgets Are Sexy.

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/2016/02/would-you-rather-cash-vs-debt

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